Michael J. Embler is Director at NMI Holdings, Inc. (NMIH). They have made 16 open-market trades across 6 companies since 2009, most recently 2026-10-15.
CIK 0001209170
Unrated. We grade insiders only on stock they chose to buy on the open market. Grants, option exercises and vesting say nothing about timing, so they don't count — which is why someone can file often and still have no grade. It isn't a bad sign: unrated buys beat every graded tier below A.
10 open-market purchases totalling $1.0M since 2009, against 6 sales. Across 9 scored buys the stock is down 4.2% at ninety days, and 5.9 points behind the S&P over the same stretch.
9 scored purchases · one row per filing · discretionary only
| 7d | 30d | 90d | |
|---|---|---|---|
| Accuracy | 11% | 56% | 67% |
| Avg Move | -9.8% | -4.3% | -4.2% |
| Alpha | -6.1% | -3.5% | -5.9% |
| Scored | 9 | 9 | 9 |
| Ticker | Type | Traded | Filed | Price | Value | 7d Stock | 30d Stock | 90d Stock |
|---|---|---|---|---|---|---|---|---|
| VTR | BUY | 2026-06-03 | 2026-06-05 | $78.81 | $197K | +0.1% | +12.4% | +12.2% |
| NMIH | SELL | 2025-11-19 | 2025-11-24 | $36.90 | $738K | -0.4% | +10.3% | +2.8% |
| NMIH | SELL | 2024-07-31 | 2024-08-02 | $39.35 | $2.0M | +2.8% | +12.5% | +6.4% |
| NMIH | SELL | 2020-11-19 | 2020-11-20 | $22.25 | $1.5M | -0.6% | +2.0% | -1.2% |
| AAL | BUY | 2020-02-28 | 2020-03-03 | $19.33 | $77K | -22.1% | -45.2% | -39.5% |
| NMIH | SELL | 2019-11-19 | 2019-11-20 | $33.38 | $334K | -1.6% | +5.0% | -10.0% |
| TCO | BUY | 2019-08-05 | 2019-08-07 | $39.11 | $196K | -2.9% | -3.4% | -11.6% |
| AAL | BUY | 2019-08-05 | 2019-08-05 | $28.18 | $113K | -11.9% | -6.4% | +7.3% |
| NMIH | SELL | 2019-05-03 | 2019-05-06 | $27.76 | $139K | -2.4% | +1.1% | -10.0% |
| NMIH | SELL | 2018-08-07 | 2018-08-08 | $21.77 | $327K | +1.4% | -2.1% | -2.1% |
| NMIH | BUY | 2016-02-24 | 2016-02-25 | $4.90 | $49K | -0.4% | +0.4% | +22.0% |
| NMIH | BUY | 2015-11-12 | 2015-11-13 | $7.51 | $75K | -16.4% | -0.7% | -32.8% |
| CIT | BUY | 2012-10-26 | 2012-10-26 | $37.60 | $56K | -11.7% | +1.5% | +1.5% |
| CIT | BUY | 2011-08-10 | 2011-08-12 | $33.88 | $68K | -11.7% | +1.5% | +1.5% |
| CIT | BUY | 2010-05-07 | 2010-05-10 | $34.61 | $52K | -11.7% | +1.5% | +1.5% |
| ABVT | BUY | 2009-05-13 | 2009-05-14 | $59.99 | $120K | N/A | N/A | N/A |
Grouped by shared companies and similar filing behaviour. This is a similarity measure, not a ranking or a performance signal.
| ABVT.PK |
| 7,500 |
| — |
| ABVT | 10,879 | — |
| Total | $6.5M |
Shares reported on the most recent Form 4, priced at the 2026-10-15 close. 3 holdings could not be priced and are excluded from the total.
Counted per filing, not per execution lot — a purchase filled in several tranches is one decision.