Janet M. Williams, 10% Owner at NB&T FINANCIAL GROUP INC (NBTF), bought 12,515 shares at $15.65 ($196K) on 2008-11-07, disclosed to the SEC on 2008-11-10.
Open-market purchase of $196k NBTF by 10% Owner. Below the thresholds we flag for high-conviction alerts (no C-suite role, rare reversal, cluster, or A-grade history).
Negative factors outweigh the positive ones.